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Ripple
Ripple profile covering its funding, investments, acquisitions, RLUSD, XRP token and XRP Ledger, team, and products.
United Statesripple.comFounded 2012
About
Ripple is a blockchain and fintech company focused on improving how money moves across borders. Founded in 2012, Ripple develops blockchain-based payment solutions that help financial institutions make faster, more efficient, and transparent international payments. Ripple is closely connected to XRP and the XRP Ledger (XRPL), a decentralized blockchain designed for fast and low-cost transactions. Its ecosystem supports cross-border payments, digital assets, and other financial applications. Ripple has also expanded its offerings to areas such as stablecoins, institutional crypto services, and digital asset infrastructure. Ripple Details Attribute Details Key Technology XRP Ledger (XRPL) Native Digital Asset XRP Stablecoin Ripple USD (RLUSD) Primary Use Cases Cross-border payments, digital asset custody, stablecoins, tokenization, treasury management, digital asset infrastructure Payments Product Ripple Payments Stablecoin Platform Ripple Mint Blockchain Ecosystem XRP Ledger Payment Asset XRP, RLUSD and other supported digital assets Ripple Products & Services • • Ripple Payments: Enables fast, global cross-border payments using digital assets and local currencies. • Ripple USD (RLUSD): A U.S. dollar-backed stablecoin built for institutional payments and financial use cases. • Ripple Mint: Helps institutions mint, redeem, and manage RLUSD. • XRP Ledger Integration: Uses the XRP Ledger for fast settlement, tokenization, and asset exchange. • Institutional Stablecoin Infrastructure: Supports stablecoin payments, treasury management, and liquidity. • Real-World Asset Tokenization: Supports tokenization of securities, treasuries, bonds, and other RWAs. • AI & Agentic Payments: Enables AI agents and machine-to-machine payments using XRP and RLUSD. • Cross-Chain Stablecoin Infrastructure: RLUSD is issued on XRP Ledger and Ethereum and supports additional networks. Ripple, XRPL, and XRP Token Ripple is a tech firm utilizing XRP and XRPL technologies in its financial products, while XRP, on the other hand, is an independent native digital currency of the XRP Ledger. Ripple is one of several contributors to XRPL technology. Attribute Details Native Token XRP Token Type Native Digital Asset Native Blockchain XRP Ledger (XRPL) Ripple's Relationship with XRP Ripple holds XRP and uses it in certain payment and liquidity solutions XRP Utility in Ripple Ecosystem Cross-border liquidity, bridge asset, and payment settlement XRP Utility on XRPL Transaction fees, anti-spam mechanism, DEX liquidity, and bridge asset XRP Ownership Ripple owns a substantial amount of XRP, including XRP held in escrow Blockchain Ownership XRP Ledger is an open-source, decentralized blockchain that Ripple neither owns nor controls The RLUSD Stablecoin • • Token Name - Ripple USD • Token Symbol - RLUSD • Token Type - Fiat-backed stablecoin • Primary Utility - Payments, settlement, liquidity, treasury management, trading, and onchain financial applications • Blockchain Networks - XRP Ledger, Ethereum, Base, Ink, Optimism, Unichain, and XRPL EVM Sidechain • Native Issuance - XRP Ledger and Ethereum, with availability on additional supported networks • Regulatory Framework - The structure was designed in accordance with applicable regulations, such as NYDFS rules on stablecoins. • Token Standard - Native token of the XRP Ledger (XRPL); tokenized asset on EVM-compatible networks. • Key Platform - Ripple Mint • AI Payments - Ripple is expanding RLUSD into AI agent and machine-to-machine payment use cases.
Team (12)
Brad GarlinghouseChief Executive Officer
David SchwartzChief Technology Officer
Chris LarsenGuides long-term vision and board governance, leverages fintech expertise to shape company strategy and partnerships.
Jed McCalebCo-Founder
Monica LongOversees infrastructure, tools, services, and programs for developer and enterprise products on the XRP Ledger.- Brad GarlinghouseOther, Chief Operating Officer
- Chris LarsenPast team
ryan fuggerPast team
stuart alderotyPast team
kristina campbellPast team- David SchwartzPast team
Emi YoshikawaPast team
Funding
- Venture RoundFortress Investment Group50,00,00,00005 Nov 2025
- Venture RoundCitadel Securities50,00,00,00005 Nov 2025
- Venture RoundPantera Capital50,00,00,00005 Nov 2025
- Venture Roundgalaxy digital50,00,00,00005 Nov 2025
- Venture RoundBrevan Howard50,00,00,00005 Nov 2025
- Venture RoundMarshall Wace50,00,00,00005 Nov 2025
- Series CTetragon Financial Group20,00,00,00020 Dec 2019
- Series CSBI Group20,00,00,00020 Dec 2019
+19 more rounds
FAQs
- Ripple provides blockchain-based financial infrastructure for cross-border payments, digital asset custody, stablecoins, liquidity, and tokenization.