
Relm Insurance profile page covering the company overview, milestones, platform features, and verified team details.
Bermudarelminsurance.com/news-and-insightsFounded 2019
Relm Insurance is a leading specialty insurance company built for the world’s fastest-growing and most innovative industries. Founded in 2019, the company focuses on providing digital asset insurance, Web3 insurance, AI insurance, fintech insurance, cyber insurance, biotech insurance, and space economy risk solutions for businesses operating at the forefront of technology. Relm was established to address the insurance gap faced by emerging industries that traditional insurers often struggle to underwrite. It serves organizations across multiple countries with tailored risk management and insurance products designed for the modern digital economy. Key Features of Relm Insurance: • Provides customized insurance solutions for fintech, biotech, esports, and space economy businesses. • Covers custody operations and the general crypto environment via specialized insurance solutions. • Performs research on topics such as cybersecurity, artificial intelligence regulation, and blockchain-related risks. • Serves startups, scaleups, and technology enterprises via customized insurance solutions. Relm Insurance Milestones: Year Achievements 2019 Relm Insurance was founded in Bermuda by Joseph Ziolkowski (CEO) to create insurance capacity for underserved tech markets. The company officially received its general business license from the Bermuda Monetary Authority (BMA). 2020 Relm Insurance issued its first policy, offering D&O/E&O coverage to a blockchain investment firm. It became the first commercial insurer to receive the Innovative Insurer – General Business (IIGB) license from the BMA. 2021 The company earned a Financial Stability Rating (FSR) of A (Exceptional) from Demotech. It expanded its coverage to support larger institutional risks related to digital asset custody and digital asset exchanges. 2022 Relm launched Relm II, the world’s first multi-currency collateralized reinsurance facility. This allowed the company to accept third-party investment capital to back insurance policies using both fiat and digital assets. 2023 Relm secured fully backed and comprehensive treaty reinsurance support across its global portfolio. This milestone showed that Tier-1 global reinsurance markets were prepared to support Relm’s proprietary underwriting models. 2024 The company acquired Dubai-based B&F Partners and transformed it into Relm Insurance MENA Ltd. It also received a Category 4 license from the Dubai Financial Services Authority (DFSA), allowing it to establish a physical regional headquarters.