dtcpay

About

Dtcpay is a digital payments company based in Singapore that connects stablecoins with traditional financial services through regulated payment infrastructure. Founded in 2019 by Alice Liu and Band Zhao, dtcpay provides payment solutions for individuals, businesses, and financial institutions, covering multi-currency wallets, stablecoin and fiat conversion, global payments, merchant acceptance, cards, and payment infrastructure. The company is licensed as a Major Payment Institution by the Monetary Authority of Singapore (MAS) and also holds an Electronic Money Institution (EMI) license in Luxembourg. It also holds licenses or registrations in markets such as Hong Kong, Australia, the United States, and Canada. Dtcpay At a Glance Attribute Details Primary Focus Stablecoin payments and regulated digital payment infrastructure Core Market Global payments and digital-asset financial services Singapore Regulatory Status Major Payment Institution licensed by the Monetary Authority of Singapore Singapore Licensed Activities Account Issuance Service, E-money Issuance Service and Digital Payment Token Service European Regulatory Status Electronic Money Institution (EMI) licence in Luxembourg Other Regulatory Markets Hong Kong, Australia, United States and Canada Payment Assets Fiat currencies and supported stablecoins Stablecoins Supported USDT, USDC and WUSD are among the stablecoins supported by dtcpay's payment infrastructure. Fiat Currencies Includes currencies such as USD, SGD, GBP, EUR, and HKD. Card dtcpay card supporting spending across supported fiat and stablecoin balances Business Services Business account, business card, corporate workflows, FX/Swap, global payment and global acceptance Institutional Services Wallet service, card service, FI virtual accounts, Stablecoin-as-a-Service and API infrastructure Key Features of Dtcpay • Connects stablecoins and fiat currencies for managing, converting, and making payments. • Lets users manage supported fiat and digital assets in one wallet. • Enables real-time conversion between supported currencies and stablecoins. • Lets users spend from supported fiat and stablecoin balances through its Visa-powered card. • Supports cross-border payments between stablecoins and fiat currencies across 100+ countries. • Enables businesses to accept stablecoin payments through online checkout and POS solutions. • Provides business accounts, cards, FX, global payments, and merchant payment tools. • Provides institutions with stablecoin, wallet, card, virtual account, and API infrastructure. Dtcpay Milestones Year Company Milestone 2019 Founded in Singapore as Digital Treasures Center (DTC) by Band Zhao. The company started by connecting digital assets with traditional financial services. 2020 Launched Multi-Currency Swaps, allowing users to make pay-ins and pay-outs across fiat and digital currencies. 2022 Secured a Major Payment Institution (MPI) license from the Monetary Authority of Singapore (MAS) and won the SFF Global FinTech Award. 2023 Rebranded from DTC to dtcpay and raised $16.5M in Pre-Series A funding, led by Pontiac Land Chairman Kwee Liong Tek. It also integrated WeChat Pay and launched the POS+ all-in-one payment terminal. 2024 Partnered with Visa, moved toward a stablecoin-native payment model, opened an office in Kuala Lumpur, and secured Hong Kong TCSP & Money Lender licences. 2025 Named one of LinkedIn's Top 10 Startups in Singapore. dtcpay also expanded its offices in Hong Kong, joined the Da Nang International Financial Centre, and partnered with ANEXT Bank.